/* ============================================================
   skyexchangeidonline.com — "CLEAR TRUST" — light premium fintech
   soft sky-white · deep ink · calm micro-motion · soft shadows
   ============================================================ */
:root{
  --bg:#eef4fb;--bg2:#ffffff;--panel:#ffffff;--brd:#dbe6f2;
  --ink:#0b2740;--dim:#43607d;--faint:#6b829c;
  --blue:#0284c7;--blue2:#0ea5e9;--sky:#38bdf8;--gold:#b7791f;
  --em:#16a34a;--em2:#0f7a37;--wa:#25d366;--navy:#0a1f36;
  --r:18px;--sh:0 10px 30px rgba(11,39,64,.08);--sh2:0 20px 50px rgba(11,39,64,.14);
  --fd:"Sora",sans-serif;--fb:"Inter Tight",sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--fb);color:var(--dim);background:var(--bg);line-height:1.75;font-size:16.5px;overflow-x:hidden}
::selection{background:var(--sky);color:#04243a}
a{color:var(--blue);text-decoration:none;transition:color .2s}a:hover{color:var(--blue2)}
.wrap{max-width:860px;margin:0 auto;padding:0 20px}
body::before{content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;
  background:radial-gradient(900px 500px at 85% -12%,rgba(56,189,248,.16),transparent 60%),radial-gradient(700px 460px at -10% 15%,rgba(2,132,199,.08),transparent 60%)}

header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:blur(14px);border-bottom:1px solid var(--brd);padding:13px 0}
header .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.logo{font-family:var(--fd);font-weight:800;font-size:20px;letter-spacing:.3px;color:var(--ink)}
.logo span{color:var(--blue)}
nav{display:flex;flex-wrap:wrap;gap:2px 16px;justify-content:flex-end}
nav a{color:var(--faint);font-size:13.5px;font-weight:600;position:relative;padding:4px 0}
nav a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--blue);transition:width .28s}
nav a:hover{color:var(--ink)}nav a:hover::after{width:100%}

.hero{position:relative;text-align:center;overflow:hidden;padding:78px 0 84px;border-bottom:1px solid var(--brd);
  background:linear-gradient(180deg,#ffffff,#eef4fb)}
.hero::before{content:"";position:absolute;top:-120px;right:-80px;width:340px;height:340px;border-radius:50%;background:radial-gradient(closest-side,rgba(56,189,248,.28),transparent);filter:blur(30px);animation:float 12s ease-in-out infinite alternate}
@keyframes float{from{transform:translateY(-14px)}to{transform:translateY(20px)}}
.hero>*{position:relative;z-index:1}
h1{font-family:var(--fd);font-weight:800;color:var(--ink);font-size:clamp(28px,4.6vw,44px);line-height:1.15;letter-spacing:-.6px;margin-bottom:18px;animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
.hero p{font-size:18px;color:var(--dim);max-width:650px;margin:0 auto 30px;animation:rise .8s .12s cubic-bezier(.2,.7,.2,1) both}
@keyframes rise{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}

.wabtn{display:inline-flex;align-items:center;gap:11px;background:linear-gradient(135deg,#2fce6e,var(--em));color:#fff;font-weight:700;font-size:17px;padding:16px 32px;border-radius:60px;position:relative;overflow:hidden;box-shadow:0 12px 30px rgba(22,163,74,.28);transition:transform .2s,box-shadow .2s;animation:rise .8s .22s cubic-bezier(.2,.7,.2,1) both}
.wabtn svg{width:22px;height:22px;fill:#fff}
.wabtn:hover{transform:translateY(-3px);color:#fff;box-shadow:0 18px 40px rgba(22,163,74,.4)}
.wabtn::after{content:"";position:absolute;top:0;left:-80%;width:55%;height:100%;background:linear-gradient(105deg,transparent,rgba(255,255,255,.4),transparent);transform:skewX(-20deg);animation:shine 4s ease-in-out infinite}
@keyframes shine{0%,60%{left:-80%}82%,100%{left:135%}}

.badges{margin-top:28px;display:flex;gap:10px;justify-content:center;flex-wrap:wrap;animation:rise .8s .32s cubic-bezier(.2,.7,.2,1) both}
.badge{background:#fff;border:1px solid var(--brd);color:var(--dim);padding:9px 17px;border-radius:40px;font-size:13.5px;font-weight:600;box-shadow:var(--sh);transition:.25s}
.badge:hover{border-color:var(--sky);color:var(--ink);transform:translateY(-2px);box-shadow:var(--sh2)}

section{padding:56px 0;border-bottom:1px solid var(--brd)}
h2{font-family:var(--fd);font-weight:700;color:var(--ink);font-size:clamp(21px,2.8vw,27px);line-height:1.28;margin-bottom:16px;position:relative;padding-left:16px;letter-spacing:-.3px}
h2::before{content:"";position:absolute;left:0;top:5px;bottom:5px;width:4px;border-radius:4px;background:linear-gradient(180deg,var(--blue2),var(--blue))}
h3{font-family:var(--fd);font-weight:600;font-size:17px;color:var(--ink);margin:20px 0 8px}
p{margin-bottom:14px}section b,section strong{color:var(--ink)}

.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(235px,1fr));gap:18px;margin-top:22px}
.card{background:var(--panel);border:1px solid var(--brd);border-radius:var(--r);padding:24px 22px;box-shadow:var(--sh);position:relative;transition:transform .3s,box-shadow .3s,border-color .3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--sh2);border-color:var(--sky)}
.card b{color:var(--blue);font-size:15.5px;display:block;margin-bottom:6px}
.card p{margin:0;font-size:14.5px;color:var(--dim)}

.cta-band{text-align:center;padding:52px 0;position:relative;overflow:hidden;border-top:1px solid var(--brd);border-bottom:1px solid var(--brd);background:linear-gradient(180deg,#ffffff,#e9f3fb)}
.cta-band h2{padding-left:0}.cta-band h2::before{display:none}.cta-band p{color:var(--dim)}

ul.check{list-style:none;margin:16px 0}
ul.check li{padding:8px 0 8px 32px;position:relative}
ul.check li::before{content:"";position:absolute;left:0;top:9px;width:20px;height:20px;border-radius:50%;background:linear-gradient(135deg,var(--sky),var(--blue));box-shadow:0 3px 8px rgba(2,132,199,.25)}
ul.check li::after{content:"";position:absolute;left:7px;top:12px;width:5px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px;justify-content:center}
.related a{background:#fff;border:1px solid var(--brd);color:var(--dim);padding:9px 16px;border-radius:40px;font-size:13.5px;font-weight:600;box-shadow:var(--sh);transition:.25s}
.related a:hover{border-color:var(--blue);color:var(--blue);transform:translateY(-2px)}

.steps{counter-reset:s;list-style:none;margin-top:18px}
.steps li{counter-increment:s;position:relative;padding:16px 18px 16px 64px;margin-bottom:12px;background:#fff;border:1px solid var(--brd);border-radius:14px;box-shadow:var(--sh);transition:.25s}
.steps li:hover{transform:translateX(3px);box-shadow:var(--sh2)}
.steps li::before{content:counter(s);position:absolute;left:15px;top:50%;transform:translateY(-50%);width:36px;height:36px;border-radius:50%;font-family:var(--fd);font-weight:800;display:flex;align-items:center;justify-content:center;color:#fff;background:linear-gradient(135deg,var(--sky),var(--blue));box-shadow:0 4px 12px rgba(2,132,199,.3)}
.steps b{color:var(--ink)}

.faq details{background:#fff;border:1px solid var(--brd);border-radius:14px;padding:0 18px;margin-bottom:10px;box-shadow:var(--sh);transition:.25s}
.faq details:hover{border-color:var(--sky)}
.faq details[open]{border-color:var(--blue);box-shadow:var(--sh2)}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink);padding:16px 26px 16px 0;font-size:15.5px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-family:var(--fd);color:var(--blue);font-size:20px;transition:transform .3s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details p{padding-bottom:16px;font-size:14.8px}

.warn{background:#fff7e6;border:1px solid #f2d79b;color:#8a5a00;padding:15px 18px;border-radius:14px;font-size:14px;margin-top:18px}
.qa{background:#eaf6ff;border:1px solid #bfe3fb;border-radius:16px;padding:20px;margin-top:18px}
.qa p:first-child{margin:0 0 8px;font-weight:800;color:var(--ink)}
.qa p:last-child{margin:0;color:var(--dim)}

.sticky{position:fixed;right:18px;bottom:18px;z-index:99}
.sticky a{display:flex;align-items:center;gap:9px;position:relative;background:linear-gradient(135deg,#2fce6e,var(--em2));color:#fff;font-weight:700;padding:14px 22px;border-radius:60px;font-size:15px;box-shadow:0 12px 30px rgba(22,163,74,.4);transition:transform .2s}
.sticky a:hover{transform:translateY(-3px) scale(1.04);color:#fff}
.sticky a::before{content:"";position:absolute;inset:-5px;border-radius:60px;z-index:-1;border:2px solid rgba(22,163,74,.5);animation:pulse 2.2s ease-out infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.85}100%{transform:scale(1.4);opacity:0}}
.sticky svg{width:20px;height:20px;fill:#fff}

footer{background:var(--navy);color:#9fb6cf;padding:36px 0 26px;font-size:13.5px;text-align:center}
footer p{color:#9fb6cf;margin-bottom:8px}footer a{color:var(--sky)}footer a:hover{color:#fff}
.disc{background:var(--navy);color:#8299b4;font-size:12.5px;text-align:center;padding:14px 18px;border-top:1px solid rgba(255,255,255,.08)}
.ic{display:inline-block;width:18px;height:18px;vertical-align:-3.5px;margin-right:7px;color:var(--blue);flex:none}
.badge .ic{width:15px;height:15px;margin-right:5px}.card b .ic{width:19px;height:19px}.wabtn .ic,.sticky .ic{color:#fff}.warn .ic{color:#8a5a00}footer .ic{color:var(--sky)}

.rv{opacity:0;transform:scale(.95);filter:blur(7px);transition:opacity .85s ease,transform .85s cubic-bezier(.2,.7,.2,1),filter .85s ease}
.rv.in{opacity:1;transform:none;filter:none}
.rv-l,.rv-r,.rv-s{transform:scale(.95);filter:blur(7px)}
.grid .rv,.rv-stagger{transition-delay:calc(var(--i,0)*80ms)}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
@media(max-width:640px){body{font-size:15.5px}.hero{padding:56px 0 64px}section{padding:44px 0}.sticky a span{display:none}.sticky a{padding:15px}nav{gap:2px 11px}nav a{font-size:12.5px}}

/* ---------- CRO layer ---------- */
.cta-note{margin-top:14px;font-size:13px;color:var(--faint);letter-spacing:.3px;position:relative;z-index:1;animation:rise .8s .4s cubic-bezier(.2,.7,.2,1) both}
.cta-band .cta-note{animation:none}
@media(max-width:640px){
  .sticky{left:12px;right:12px;bottom:12px}
  .sticky a{width:100%;justify-content:center;padding:16px 18px;font-size:15px;border-radius:14px;box-shadow:0 -3px 18px rgba(0,0,0,.3),0 10px 30px rgba(34,197,94,.5)}
  .sticky a span{display:inline}
  .disc{padding-bottom:90px}
}

/* ---------- comparison table + trust + cricket strip ---------- */
.cmp-wrap{overflow-x:auto;margin-top:22px}
.cmp{width:100%;border-collapse:separate;border-spacing:0;font-size:14.5px;border:1px solid var(--brd);border-radius:14px;overflow:hidden;min-width:520px}
.cmp th,.cmp td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--brd)}
.cmp thead th{background:var(--panel);color:var(--ink);font-family:var(--fd);font-weight:700;font-size:12.5px;text-transform:uppercase;letter-spacing:.4px}
.cmp thead th:nth-child(2){color:var(--em)}
.cmp tbody tr:last-child td{border-bottom:0}
.cmp tbody tr:nth-child(odd) td{background:rgba(127,127,127,.03)}
.cmp td:first-child{color:var(--ink);font-weight:600}
.cmp .yes{color:#16a34a;font-weight:700}
.cmp .no{color:#e5484d;font-weight:700}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:22px}
.trust .t{display:flex;gap:12px;align-items:flex-start;background:var(--panel);border:1px solid var(--brd);border-radius:14px;padding:16px;transition:transform .25s,border-color .25s}
.trust .t:hover{transform:translateY(-4px);border-color:var(--em)}
.trust .t svg{width:26px;height:26px;flex:none;color:var(--em)}
.trust .t b{display:block;color:var(--ink);font-size:14.5px;margin-bottom:3px}
.trust .t span{font-size:13.5px;color:var(--dim);line-height:1.5}
.crkt{overflow:hidden;border-top:1px solid var(--brd);border-bottom:1px solid var(--brd);padding:16px 0;background:var(--panel)}
.crkt-row{display:flex;gap:46px;width:max-content;animation:crktscroll 26s linear infinite;align-items:center}
.crkt svg{width:30px;height:30px;color:var(--dim);opacity:.7;flex:none}
@keyframes crktscroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.crkt-row{animation:none}}

.fnav{font-size:12.5px;line-height:2;color:var(--faint);max-width:760px;margin:6px auto 10px}
.fnav a{white-space:nowrap}

/* ---------- ROYAL LIGHT (ivory + navy + gold) ---------- */
:root{--bg:#f6f2e9;--bg2:#ffffff;--panel:#fffefb;--brd:#e6dcc4;--ink:#0a2352;--dim:#465369;--faint:#8a7853;--blue:#b8912e;--blue2:#caa430;--sky:#e6c552;--navy:#0a2352;--fd:"Cormorant Garamond",serif}
body::before{background:radial-gradient(900px 500px at 85% -12%,rgba(230,197,82,.18),transparent 60%),radial-gradient(700px 460px at -10% 15%,rgba(10,35,82,.05),transparent 60%)}
.logo span{color:#b8912e}
.hero{background:linear-gradient(180deg,#fffdf7,#f6f2e9)}
.hero::before{background:radial-gradient(closest-side,rgba(230,197,82,.32),transparent)}
h1{font-weight:700;background:linear-gradient(92deg,#0a2352,#123a86 52%,#b8912e);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.crest{width:90px;height:90px;display:block;margin:0 auto 12px;filter:drop-shadow(0 0 12px rgba(184,145,46,.38));animation:crest 5s ease-in-out infinite}
@keyframes crest{0%,100%{transform:translateY(0) rotate(0)}50%{transform:translateY(-6px) rotate(2deg)}}
h2{font-weight:700}h2::before{background:linear-gradient(180deg,#e6c552,#b8912e)}
.badge:hover{border-color:#c9a227}
.card b{color:#b8912e}
.faq details[open]{border-color:#c9a227}
.faq summary::after{color:#b8912e}
.cmp thead th:nth-child(2){color:#b8912e}
.cmp .yes{color:#16a34a}.cmp .no{color:#c0392b}
.trust .t svg{color:#b8912e}.trust .t:hover{border-color:#c9a227}
.crkt{background:linear-gradient(90deg,rgba(230,197,82,.08),transparent,rgba(230,197,82,.08))}
.crkt svg{color:#b8912e;opacity:.6}
.qa{background:#fbf6e9;border:1px solid #ecd9a6}.qa p:first-child{color:#8a6d1a}
footer{background:#0a2352;color:#c9b98f}footer a{color:#e6c552}footer a:hover{color:#fff}
.fnav{color:#b7a67e}.disc{background:#0a2352;color:#a89a72}
:focus-visible{outline:2px solid #b8912e}

/* ---------- breadcrumb (funnels equity to main keyword) ---------- */
.crumb{border-bottom:1px solid var(--brd);background:var(--panel)}
.crumb .wrap{padding-top:10px;padding-bottom:10px;font-size:13px;color:var(--faint)}
.crumb a{font-weight:600}
.crumb .sep{margin:0 8px;opacity:.55}